/* insurancetemplecity.vip: a boxed-lunch lid printed with the park-path drinking fountain, plum ink, vermilion seals, a lacquer tray of numbered compartments. */
@font-face{font-family:"Kaisei Tokumin";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/kaisei-tokumin-700.woff2) format("woff2")}
@font-face{font-family:"Kaisei Tokumin";font-weight:800;font-style:normal;font-display:swap;src:url(/fonts/kaisei-tokumin-800.woff2) format("woff2")}
@font-face{font-family:"BIZ UDPGothic";font-weight:400;font-style:normal;font-display:swap;src:url(/fonts/biz-udpgothic-400.woff2) format("woff2")}
@font-face{font-family:"BIZ UDPGothic";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/biz-udpgothic-700.woff2) format("woff2")}

:root{
  color-scheme:light;
  --kraft:#CFC1A6;
  --kraft-deep:#B6A57F;
  --cream:#F5EBD4;
  --cream-hi:#FFFAEB;
  --plum:#46264B;
  --plum-soft:#6A4670;
  --plum-deep:#2E1833;
  --seal:#B8321C;
  --seal-deep:#8E2411;
  --water:#9CC4D0;
  --water-deep:#2F6E86;
  --text:#2B1E2E;
  --note:#4E3B52;
  --display:"Kaisei Tokumin","Hiragino Mincho ProN","Yu Mincho",Georgia,serif;
  --body:"BIZ UDPGothic","Hiragino Kaku Gothic ProN","Yu Gothic",system-ui,sans-serif;
  --ease:cubic-bezier(.16,1,.3,1);
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scrollbar-color:var(--plum) var(--kraft-deep)}
body{margin:0;color:var(--text);font-family:var(--body);font-size:1.0625rem;line-height:1.65;background-color:var(--kraft);
  background-image:linear-gradient(180deg,#D4C7AE,#C9BA9C)}
::selection{background:var(--plum);color:var(--cream-hi)}
a{color:inherit}
button,input,select,textarea{font:inherit}
:focus-visible{outline:3px solid var(--seal);outline-offset:3px;border-radius:3px}
.wrap{max-width:1180px;margin-inline:auto;padding-inline:16px}
@media(min-width:760px){.wrap{padding-inline:32px}}

/* ---------- header bar (inner pages) ---------- */
.site-header{background:var(--plum);color:var(--cream-hi);border-bottom:5px solid var(--seal)}
.site-header :focus-visible{outline-color:var(--cream-hi)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:68px;max-width:1180px;margin:0 auto;padding:6px 16px}
@media(min-width:760px){.header-inner{padding-inline:32px}}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-height:48px;font-size:1rem;line-height:1.2}
.brand strong{font-weight:700}
.brand-mark{flex:none;width:42px;height:42px;display:grid;place-items:center;background:var(--seal);color:var(--cream-hi);font-family:var(--display);font-weight:800;font-size:1.5rem;border-radius:50%;box-shadow:inset 0 0 0 3px var(--plum),inset 0 0 0 5px var(--cream-hi)}
.header-link{display:inline-flex;align-items:center;min-height:44px;border:0;padding:0;background:none;color:inherit;font-size:.95rem;font-weight:400;text-decoration:underline;text-underline-offset:.25em;text-decoration-thickness:1px;text-align:right;cursor:pointer}
@media(max-width:520px){.brand{font-size:.9rem}.header-link{max-width:13ch;font-size:.9rem}}

/* ---------- home: the box ---------- */
.shelf{padding-block:26px 56px}
.box{position:relative;display:grid;padding-bottom:12px;grid-template-columns:minmax(0,1fr);background:var(--cream);border:3px solid var(--plum);border-radius:10px;box-shadow:0 22px 30px -16px rgba(46,24,51,.6),10px 10px 0 -2px var(--kraft-deep);overflow:hidden}
.lid{position:relative;display:grid;grid-template-rows:auto 1fr;background:var(--cream);border-bottom:3px solid var(--plum)}
.lid-art{grid-area:2/1;display:block;width:100%;height:100%;min-height:300px;max-height:460px;border-top:3px solid var(--plum)}
.lid .site-header{grid-area:1/1;position:relative;z-index:1;align-self:start;background:none;border:0;color:var(--plum)}
.lid .header-inner{display:flex;flex-direction:column;align-items:flex-start;gap:14px;min-height:0;max-width:none;margin:0;padding:22px 24px 20px}
.lid .brand{display:block;min-height:0;font-family:var(--display);font-weight:800;letter-spacing:-.01em;line-height:1;font-size:clamp(2.7rem,12vw,4.4rem);color:var(--plum)}
.lid .brand-mark{display:none}
.lid .brand strong{display:block;margin-top:.55rem;font-family:var(--body);font-weight:700;font-size:clamp(1rem,3.2vw,1.2rem);letter-spacing:.02em;line-height:1.3;color:var(--plum-deep)}
.lid .header-link{order:-1;align-self:flex-start;max-width:none;padding:8px 16px;border:2px solid var(--seal);border-radius:999px;background:var(--cream-hi);color:var(--seal-deep);font-size:.95rem;font-weight:700;text-decoration:none;box-shadow:0 5px 0 -1px rgba(142,36,17,.35);transition:background-color .25s var(--ease),color .25s var(--ease),transform .35s var(--ease)}
.lid .header-link:hover{background:var(--seal);color:var(--cream-hi);transform:translateY(-2px)}
.lid .site-header :focus-visible{outline-color:var(--seal)}

.tray{padding:0}
.minimal-shell{display:block;width:auto;min-height:0;margin:0;padding:26px 20px 22px}
.minimal-shell h1{margin:0 0 18px;font-family:var(--display);font-weight:800;font-size:clamp(2.1rem,7vw,3.3rem);line-height:1.1;color:var(--plum);text-wrap:balance;letter-spacing:-.01em}

.choice-grid{counter-reset:slot;display:grid;grid-template-columns:1fr;gap:10px;padding:12px;background:var(--plum);border-radius:8px;box-shadow:inset 0 3px 0 rgba(0,0,0,.25)}
.choice-grid a{counter-increment:slot;position:relative;display:flex;align-items:center;gap:14px;min-height:84px;padding:14px 46px 14px 14px;
  background:var(--cream-hi);border-radius:12px;text-decoration:none;color:var(--text);font-weight:700;font-size:1.15rem;line-height:1.28;
  transition:background-color .25s var(--ease),transform .35s var(--ease),box-shadow .35s var(--ease)}
.choice-grid a::before{content:counter(slot);flex:none;width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:var(--seal);color:var(--cream-hi);
  font-family:var(--display);font-weight:800;font-size:1.1rem;line-height:1;transition:background-color .25s var(--ease)}
.choice-grid a::after{content:"";position:absolute;right:14px;top:50%;width:22px;height:22px;margin-top:-11px;background-color:var(--plum);
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http%3A//www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 12h15M13 5l7 7-7 7'/%3E%3C/svg%3E") center/contain no-repeat;
  mask:url("data:image/svg+xml,%3Csvg xmlns='http%3A//www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 12h15M13 5l7 7-7 7'/%3E%3C/svg%3E") center/contain no-repeat;transition:transform .35s var(--ease)}
.choice-grid a:hover{background:#fff;transform:translateY(-3px);box-shadow:0 10px 14px -8px rgba(0,0,0,.55);z-index:1}
.choice-grid a:hover::before,.choice-grid a:focus-visible::before{background:var(--plum)}
.choice-grid a:hover::after{transform:translateX(4px)}
.choice-grid a:focus-visible{z-index:2;outline:3px solid var(--cream-hi);outline-offset:2px}
.choice-grid a:nth-child(6){background:var(--seal);color:var(--cream-hi);justify-content:center;text-align:center}
.choice-grid a:nth-child(6)::before{background:var(--cream-hi);color:var(--seal-deep)}
.choice-grid a:nth-child(6)::after{background-color:var(--cream-hi)}
.choice-grid a:nth-child(6):hover{background:var(--seal-deep)}
.choice-grid a:nth-child(6):hover::before{background:var(--cream-hi);color:var(--seal-deep)}
.choice-grid a:nth-child(6):focus-visible{outline-color:var(--cream-hi)}

/* the paper band tied across the box */
.agency-line{margin:0;padding:14px 20px 16px;background:var(--cream);border-top:6px solid var(--seal);color:var(--text);font-size:1rem;font-weight:400;line-height:1.5;position:relative;animation:slip .9s var(--ease) both}
.agency-line a{display:inline-flex;align-items:center;min-height:44px;font-weight:700;color:var(--plum);text-underline-offset:.2em}
.minimal-shell{padding-bottom:0}
.minimal-shell .choice-grid{margin-bottom:22px}
.minimal-shell{display:flex;flex-direction:column}
.minimal-shell .agency-line{margin:0 -20px}
@keyframes slip{from{transform:translateX(-4%);opacity:.5}to{transform:none;opacity:1}}

@media(min-width:900px){
  .box{grid-template-columns:minmax(0,5fr) minmax(0,7fr)}
  .lid{border-bottom:0;border-right:3px solid var(--plum)}
  .lid-art{min-height:300px;max-height:none}
  .lid .header-inner{padding:28px 28px 22px}
  .lid .brand{font-size:clamp(2.7rem,4.4vw,4rem)}
  .minimal-shell{padding:34px 34px 0}
  .minimal-shell .agency-line{margin:0 -34px}
  .agency-line{padding-inline:34px}
  .choice-grid{grid-template-columns:repeat(6,minmax(0,1fr))}
  .choice-grid a:nth-child(-n+3){grid-column:span 2}
  .choice-grid a:nth-child(4),.choice-grid a:nth-child(5){grid-column:span 3}
  .choice-grid a{min-height:118px;align-items:flex-start;flex-direction:column;justify-content:flex-end;padding:14px 16px 16px;gap:12px;font-size:1.12rem}
  .choice-grid a::before{position:absolute;top:12px;left:14px}
  .choice-grid a{padding-top:58px}
  .choice-grid a::after{top:16px;right:16px;margin-top:0}
  .choice-grid a:nth-child(6){grid-column:1/-1;min-height:84px;padding-top:14px;flex-direction:row;align-items:center;justify-content:center}
  .choice-grid a:nth-child(6)::before{position:static}
  .choice-grid a:nth-child(6)::after{top:50%;margin-top:-11px}
}

/* ---------- local board: the second box on the shelf ---------- */
.local-board{padding-block:6px 36px;border:0;background:none;color:var(--text)}
.local-wrap{max-width:1180px;margin:0 auto;padding:0 16px}
@media(min-width:760px){.local-wrap{padding-inline:32px}}
.local-intro{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:18px 32px;padding:22px 24px;background:var(--plum);color:var(--cream-hi);border-radius:10px 10px 0 0;border:3px solid var(--plum)}
.local-intro>div{display:flex;flex-direction:column}
.local-intro h2{order:-1;margin:0;font-family:var(--display);font-weight:800;font-size:clamp(2.1rem,7.5vw,3.8rem);line-height:1.05;color:var(--cream-hi);text-wrap:balance}
.local-intro p{margin:12px 0 0;max-width:46ch;color:var(--cream)}
.local-intro .local-kicker{margin:10px 0 0;font-size:.95rem;font-weight:700;letter-spacing:.02em;text-transform:none;color:var(--cream)}
.local-kicker span{padding:0 4px}
.local-generated{flex:none;margin:0;font-size:.95rem;font-weight:700;color:var(--seal-deep);border:2px solid var(--seal);border-radius:999px;padding:6px 16px;background:var(--cream-hi)}
.local-generated:empty{display:none}
.local-intro .local-generated{margin:0;color:var(--seal-deep)}

.local-card,.local-alert,.local-advisory{background:var(--cream);border:3px solid var(--plum);border-radius:12px;padding:20px 22px 18px;position:relative;min-width:0}
.local-card{display:flex;flex-direction:column;align-items:stretch}
.local-card h4,.local-alert h3,.local-advisory h3{margin:0;font-family:var(--display);font-weight:700;color:var(--plum);line-height:1.25;text-wrap:balance}
.local-card h4{order:-2;font-size:1.55rem}
.local-card-kicker{order:-1;margin:.4rem 0 .5rem;font-size:.9rem;font-weight:700;color:var(--seal-deep);line-height:1.35;letter-spacing:.01em;text-transform:none}
.local-copy{margin:.6rem 0 0;max-width:70ch}
.local-card .local-copy{margin:.6rem 0 0;color:var(--text)}
.local-subtle,.local-card .local-subtle{display:block;margin:.4rem 0 0;font-size:.95rem;color:var(--note)}
.local-source{margin:14px 0 0;padding-top:10px;border-top:2px dotted var(--plum-soft);font-size:.85rem;font-weight:400;letter-spacing:0;color:var(--note)}
.local-card>.local-source{margin-top:auto}
.local-link{display:inline-flex;align-self:flex-start;align-items:center;min-height:44px;margin-top:6px;font-size:1rem;font-weight:700;color:var(--plum);text-underline-offset:.25em}
.local-link:hover{color:var(--seal-deep)}

#local-alerts{display:grid;gap:18px;margin-top:24px}
#local-alerts:empty,#local-advisory:empty{display:none}
#local-advisory{margin-top:18px}
@media(min-width:820px){#local-alerts{grid-template-columns:1fr 1fr}}
.local-alert,.local-advisory{display:flex;gap:16px;align-items:flex-start;margin:0}
.local-alert,.local-advisory-alert{border-color:var(--seal);background:var(--cream-hi)}
.local-alert>div,.local-advisory>div{min-width:0;flex:1;display:flex;flex-direction:column;align-items:flex-start}
.local-alert h3{order:-2;font-size:1.4rem}
.local-advisory h3{order:-2;font-size:1.3rem;max-width:48ch}
.local-alert .local-card-kicker,.local-advisory .local-card-kicker{color:var(--seal-deep)}
.local-alert .local-source,.local-advisory .local-source{align-self:stretch}
.local-alert-icon{flex:none;width:42px;height:42px;display:grid;place-items:center;background:var(--seal);color:var(--cream-hi);font-family:var(--display);font-weight:800;font-size:1.5rem;line-height:1;border-radius:50%}
.local-advisory-mark{flex:none;width:42px;text-align:center;font-size:2.2rem;line-height:1;color:var(--seal-deep)}

.local-section-heading{display:flex;flex-wrap:wrap;align-items:center;justify-content:flex-start;gap:8px 18px;margin:46px 0 16px}
.local-section-heading h3{order:1;margin:0;font-family:var(--display);font-weight:800;font-size:clamp(1.7rem,5vw,2.4rem);line-height:1.15;letter-spacing:0;color:var(--plum);background:var(--cream);padding:2px 14px 4px;border-radius:6px;border:3px solid var(--plum)}
.local-section-heading>span{order:0;flex:none;display:inline-flex;align-items:center;min-height:36px;padding:2px 14px;font-weight:700;font-size:.95rem;letter-spacing:.02em;text-transform:none;color:var(--cream-hi);background:var(--seal);border-radius:999px}

.local-grid{display:grid;align-items:start;gap:18px;grid-template-columns:minmax(0,1fr)}
@media(min-width:900px){.local-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.local-wide{grid-column:1/-1}

.local-weather-lead{display:flex;flex-wrap:wrap;gap:18px 40px;align-items:flex-end;margin:12px 0 22px;padding:0;border:0}
.local-weather-lead>div:first-child{display:block}
.local-big-temp{display:block;font-family:var(--display);font-weight:800;font-size:clamp(4.2rem,16vw,6rem);line-height:.9;letter-spacing:0;color:var(--plum);font-variant-numeric:tabular-nums}
.local-weather-condition{display:block;margin-top:8px;max-width:16ch;font-weight:700;font-size:1.05rem;line-height:1.3;color:var(--text)}
.local-weather-note{display:block;flex:1 1 220px;min-width:0;max-width:60ch;padding:0;font-size:1rem;color:var(--text)}
.local-weather-note strong{display:block;font-size:1rem;color:var(--text)}
.local-small-label{margin:22px 0 8px;font-size:.9rem;font-weight:700;letter-spacing:.02em;text-transform:none;color:var(--seal-deep)}

.local-day-strip,.local-hour-strip{display:grid;gap:8px;grid-auto-flow:column;overflow-x:auto;padding:0 0 10px;border:0;scroll-snap-type:x proximity;scrollbar-color:var(--plum) var(--cream)}
.local-day-strip{grid-auto-columns:minmax(118px,1fr)}
.local-hour-strip{grid-auto-columns:minmax(92px,1fr)}
.local-day,.local-hour{flex:none;scroll-snap-align:start;background:var(--cream-hi);border:2px solid var(--plum-soft);border-radius:10px;padding:10px 10px 12px;display:flex;flex-direction:column;gap:2px;font-size:.9rem;line-height:1.35;color:var(--text)}
.local-day:first-child{padding-left:10px;border-left:2px solid var(--plum-soft)}
.local-day strong{font-size:.9rem;color:var(--text)}
.local-day-temp{font-family:var(--display);font-weight:800;font-size:1.5rem;font-variant-numeric:tabular-nums;line-height:1.2;color:var(--seal-deep)}
.local-hour{align-items:flex-start;gap:0;padding:8px 8px 10px}
.local-hour strong{font-family:var(--display);font-weight:800;font-size:1.3rem;font-variant-numeric:tabular-nums;color:var(--plum)}
.local-hour span{font-size:.85rem}
@media(min-width:900px){
  .local-day-strip{grid-auto-flow:row;grid-template-columns:repeat(7,1fr);grid-auto-columns:auto;overflow:visible}
  .local-hour-strip{grid-auto-flow:row;grid-template-columns:repeat(12,1fr);grid-auto-columns:auto;overflow:visible}
}

.local-big-number{margin:12px 0 0;font-family:var(--display);font-weight:800;font-size:4.5rem;line-height:1;letter-spacing:0;color:var(--seal-deep);font-variant-numeric:tabular-nums}
.local-radar{margin:14px 0 0;max-width:600px;overflow:hidden;border:3px solid var(--plum);border-radius:10px;background:var(--cream-hi)}
.local-radar img{display:block;width:100%;height:auto}
.local-radar figcaption{padding:6px 10px;font-size:.85rem;color:var(--note);border-top:3px solid var(--plum)}

.local-row{padding:12px 0;border-bottom:2px dotted var(--plum-soft)}
.local-row:first-of-type{padding-top:4px}
.local-row:last-of-type{border-bottom:0}
.local-row-title{display:block;font-size:1rem;font-weight:700;line-height:1.4;color:var(--plum);text-decoration-color:var(--plum-soft);text-underline-offset:4px}
.local-row-detail{display:block;margin-top:4px;font-size:.9rem;color:var(--note)}
.local-news-list{display:grid;grid-template-columns:1fr;column-gap:35px}
@media(min-width:900px){.local-news-list{grid-template-columns:repeat(2,minmax(0,1fr))}}
.local-market-name{display:block;font-size:1.05rem}
.local-lottery{padding:12px 0;border-bottom:2px dotted var(--plum-soft);display:flex;flex-direction:column;gap:5px}
.local-lottery strong{font-family:var(--display);font-weight:800;font-size:1.35rem;letter-spacing:.03em;font-variant-numeric:tabular-nums;color:var(--seal-deep)}

/* ---------- origin slip: the note printed on the side of the box (city notes) ---------- */
#city-notes{padding-block:10px 64px}
#city-notes .local-card{display:grid;grid-template-columns:1fr;gap:6px;align-items:start;padding:32px 26px;background:var(--cream-hi);outline:2px dashed var(--plum-soft);outline-offset:-11px;box-shadow:0 14px 24px -14px rgba(46,24,51,.6)}
#city-notes .local-card::before{content:"";grid-column:1;height:130px;margin-bottom:10px;background:url("data:image/svg+xml,%3Csvg xmlns='http%3A//www.w3.org/2000/svg' viewBox='0 0 260 130'%3E%3Ccircle cx='60' cy='60' r='44' fill='%23B8321C'/%3E%3Cpath d='M60 36v26' stroke='%23FFFAEB' stroke-width='6' stroke-linecap='round'/%3E%3Cpath d='M100 96h92' stroke='%2346264B' stroke-width='5' stroke-linecap='round'/%3E%3Cpath d='M100 74q22-24 44-4t44-4' fill='none' stroke='%232F6E86' stroke-width='6' stroke-linecap='round'/%3E%3Cpath d='M20 118h220' stroke='%2346264B' stroke-width='5' stroke-linecap='round'/%3E%3Cpath d='M44 118V92q16-16 32 0v26' fill='none' stroke='%2346264B' stroke-width='5'/%3E%3C/svg%3E") left center/contain no-repeat}
#city-notes .local-card-kicker{order:0;grid-column:1;align-self:end;margin:0}
#city-notes .local-copy{grid-column:1;margin:.2rem 0 0;font-size:1.1rem}
@media(min-width:820px){
  #city-notes .local-card{grid-template-columns:240px 1fr;column-gap:40px;padding:40px 48px}
  #city-notes .local-card::before{grid-column:1;grid-row:1/3;height:100%;min-height:160px;margin:0;background-position:center}
  #city-notes .local-card-kicker,#city-notes .local-copy{grid-column:2}
  #city-notes .local-card-kicker{grid-row:1}
  #city-notes .local-copy{grid-row:2}
}

/* ---------- inner pages: quote and question forms on a cream sheet ---------- */
.page-shell{width:min(100% - 32px,1180px);max-width:none;margin:26px auto 56px;padding:28px 18px 40px;background:var(--cream);border:3px solid var(--plum);border-radius:10px;box-shadow:0 22px 30px -16px rgba(46,24,51,.6),10px 10px 0 -2px var(--kraft-deep)}
@media(min-width:820px){.page-shell{padding:44px 48px 56px}}
.eyebrow{display:inline-flex;align-items:center;margin:0 0 14px;padding:3px 14px;font-size:.95rem;font-weight:700;letter-spacing:.02em;text-transform:none;color:var(--cream-hi);background:var(--seal);border-radius:999px}
.intro h1{margin:0;font-family:var(--display);font-weight:800;font-size:clamp(2.2rem,7vw,3.6rem);line-height:1.1;letter-spacing:-.01em;color:var(--plum);text-wrap:balance}
.intro-copy{max-width:60ch;margin:16px 0 0;font-size:1.1rem;color:var(--note)}

.options{margin-top:40px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;padding:12px;background:var(--plum);border-radius:8px}
.option{min-width:0;min-height:200px;padding:20px;display:flex;flex-direction:column;align-items:flex-start;background:var(--cream-hi);border-radius:12px;transition:background-color .25s var(--ease)}
.option:hover{background:#fff}
.option-number{font-family:var(--display);font-weight:800;color:var(--seal-deep)}
.option h2{margin:14px 0 6px;font-family:var(--display);font-weight:800;font-size:1.6rem;line-height:1.2;color:var(--plum)}
.option p{margin:0;color:var(--note);font-size:1rem;max-width:30ch}
.option .option-action{margin-top:auto;padding:12px 15px;min-height:48px;width:100%;display:inline-flex;align-items:center;justify-content:space-between;gap:10px;border:0;border-radius:999px;color:var(--cream-hi);background:var(--seal-deep);font-weight:700;text-decoration:none;text-align:left;cursor:pointer}
.option-action:hover{background:var(--plum)}
.option-action span{font-size:1.2rem;line-height:1}
.option .option-note{margin-top:7px;font-size:.9rem;color:var(--note)}

.question-section{scroll-margin-top:25px;margin-top:36px;padding:0}
.question-heading h2{margin:0;font-family:var(--display);font-weight:800;font-size:clamp(1.8rem,5vw,2.6rem);line-height:1.15;color:var(--plum)}
.question-heading>p:last-child{margin:13px 0 0;color:var(--note)}
.question-form{margin-top:12px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 20px}
.form-grid label{display:flex;flex-direction:column;gap:6px;font-weight:700;font-size:1rem;line-height:1.35}
.form-grid input,.form-grid select,.form-grid textarea{width:100%;min-width:0;border:2px solid var(--plum-soft);border-radius:8px;padding:12px 13px;color:var(--text);background:var(--cream-hi);font-weight:400}
.form-grid input,.form-grid select{min-height:50px}
.form-grid textarea{min-height:132px;resize:vertical}
.form-grid input:focus-visible,.form-grid select:focus-visible,.form-grid textarea:focus-visible{outline:3px solid var(--seal);outline-offset:1px;border-color:var(--plum)}
.form-grid .message-field{grid-column:1/-1}
.form-grid .checkbox-row,.quote-form>fieldset>.checkbox-row{display:flex;flex-direction:row;align-items:flex-start;gap:10px;font-weight:400}
.form-grid .checkbox-row{grid-column:1/-1}
.form-grid .checkbox-row input,.quote-form>fieldset>.checkbox-row input{width:22px;min-width:22px;height:22px;min-height:22px;margin:2px 0 0;accent-color:var(--seal)}
.quote-form>fieldset>.checkbox-row{margin-top:22px}
.honeypot{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.form-bottom{margin-top:26px}
.form-bottom button,.quote-submit button,.quote-results button{min-height:52px;display:inline-flex;align-items:center;gap:12px;border:0;border-radius:999px;padding:12px 26px;color:var(--cream-hi);background:var(--seal-deep);font-weight:700;font-size:1.05rem;box-shadow:0 5px 0 -1px rgba(46,24,51,.45);cursor:pointer;transition:background-color .25s var(--ease),transform .35s var(--ease)}
.form-bottom button:hover,.quote-submit button:hover,.quote-results button:hover{background:var(--plum);transform:translateY(-2px)}
.quote-submit button:disabled,.quote-results button:disabled{cursor:wait;opacity:.6;transform:none}
.submit-note{max-width:610px;margin:17px 0 0;color:var(--note);font-size:.95rem}
.form-status{min-height:22px;margin:13px 0 0;color:var(--seal-deep);font-weight:700}

.product-switch{counter-reset:pick;display:flex;flex-wrap:wrap;gap:8px;margin:32px 0 20px;padding:10px;width:max-content;max-width:100%;background:var(--plum);border-radius:999px}
.product-switch a{counter-increment:pick;display:inline-flex;align-items:center;gap:10px;min-height:48px;padding:8px 20px 8px 10px;background:var(--cream-hi);color:var(--text);font-weight:700;text-decoration:none;border-radius:999px}
.product-switch a::before{content:counter(pick);flex:none;width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:var(--seal);font-family:var(--display);font-weight:800;font-size:.95rem;line-height:1;color:var(--cream-hi)}
.product-switch a:hover{background:#fff}
.product-switch a[aria-current="page"]{background:var(--seal-deep);color:var(--cream-hi)}
.product-switch a[aria-current="page"]::before{background:var(--cream-hi);color:var(--seal-deep)}
.product-switch a:focus-visible{outline-color:var(--cream-hi)}
.quote-form{counter-reset:box}
.quote-form fieldset{min-width:0;margin:20px 0;padding:26px 24px 28px;border:3px solid var(--plum);border-radius:12px;background:var(--cream-hi)}
.quote-form legend{display:flex;align-items:center;gap:10px;padding:0 10px;font-family:var(--display);font-weight:800;font-size:1.45rem;color:var(--plum);background:var(--cream-hi)}
.quote-form fieldset:not([hidden]) legend{counter-increment:box}
.quote-form legend::before{content:counter(box);flex:none;width:32px;height:32px;display:grid;place-items:center;border-radius:50%;background:var(--seal);font-size:1rem;line-height:1;color:var(--cream-hi)}
.quote-form .form-grid{margin-top:4px}
.quote-submit{margin:22px 0 40px;max-width:720px}
#quote-status{color:var(--seal-deep);font-weight:700}
.quote-results{margin:30px 0 40px;padding:24px;border:3px solid var(--plum);border-radius:12px;background:var(--cream-hi)}
.quote-results h2{margin:0 0 16px;font-family:var(--display);font-weight:800;color:var(--plum)}
.quote-results article{border-top:2px dotted var(--plum-soft);padding:20px 0}
.quote-results article h3{margin:0 0 5px;font-family:var(--display);font-weight:700;font-size:1.4rem;color:var(--plum)}
.quote-results article p{margin:4px 0 13px}

/* closing band on inner pages */
.site-footer{margin:0;max-width:none;padding:22px 16px 30px;display:flex;align-items:baseline;flex-wrap:wrap;gap:8px 22px;background:var(--plum);border-top:5px solid var(--seal);color:var(--cream-hi);font-size:.95rem}
@media(min-width:760px){.site-footer{padding-inline:max(32px,calc((100% - 1116px)/2))}}
.site-footer p{margin:0}
.site-footer>p:first-child{color:var(--cream-hi);font-weight:700}
.site-footer a{display:inline-flex;align-items:center;min-height:44px;text-underline-offset:4px}
.site-footer .footer-note{flex-basis:100%;color:var(--cream)}
.site-footer :focus-visible{outline-color:var(--cream-hi)}

@media(max-width:850px){
  .options{grid-template-columns:1fr;border-radius:20px}
  .local-intro{align-items:flex-start;flex-direction:column}
}
@media(max-width:590px){
  .form-grid{grid-template-columns:1fr;gap:19px}
  .quote-form fieldset{padding:22px 16px 24px}
  .local-section-heading{align-items:flex-start}
  .local-section-heading h3{order:1}
  .local-weather-lead{gap:14px}
  .local-alert,.local-advisory{gap:12px;padding:18px 16px}
  .local-card{padding:18px 16px 16px}
  #city-notes .local-card{padding:30px 22px}
  .product-switch{width:100%;border-radius:24px}
  .product-switch a{flex:1 1 auto}
  .lid .header-inner{padding:20px 18px 18px}
  .minimal-shell{padding:22px 14px 0}
  .minimal-shell .agency-line{margin:0 -14px;padding-inline:14px}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .agency-line{animation:none}
  .choice-grid a,.choice-grid a::after,.option,.form-bottom button,.quote-submit button,.quote-results button,.lid .header-link{transition:none}
  .choice-grid a:hover,.form-bottom button:hover,.quote-submit button:hover,.quote-results button:hover,.lid .header-link:hover{transform:none}
  .choice-grid a:hover::after{transform:none}
}